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What is a Credit?

The Currency of Messaging

Updated over 2 months ago

How Rally Credits Work

Credits are used for both outbound and inbound messages:

  • SMS up to 160 characters (1 segment)1 credit

  • SMS 161–320 characters (2 segments)2 credits

  • MMS (images, video, special chars, etc.)2 credits

Heads up: Special characters, emojis, or certain non-standard text (like smart quotes or accented characters) may cause your message to be sent as MMS or split into multiple segments. When in doubt, test your message in the platform preview.


We recommend that you always leave room for longer field values (for example, if you are personalizing with {first_name}), URLs, and, of course, message replies.


The system may not allow you to send to a $0 budget, so plan on a little margin or enable auto-recharge to make this seamless.

💡 Tip: Use the character and credit counter as you compose a message to understand how the system is counting your message.


Need More Credits?

Every plan includes credits, and you can add more anytime.
Get 1,000 credits for $50 (bulk discounts available).

  • Monthly plan credits expire at the end of the month

  • Purchased (“bonus”) credits never expire

  • The platform uses monthly credits first, then your bonus credits


Extras & Special Cases

MMS, international messaging, and calling features may require additional credits.
Tell us what you’re planning and we’ll estimate exactly what you’ll need.

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